Indexed Universal Life (IUL)

At Trustavio, we believe your insurance should do more than protect, it should perform. Indexed Universal Life (IUL) is a powerful solution that offers lifelong coverage, flexibility, and growth potential tied to the stock market, without the risk of loss.

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What Is Indexed Universal Life (IUL)?

IUL is a permanent life insurance policy that combines lifelong protection with a cash value component linked to market indexes (like the S&P 500). You benefit from potential market upside without the downside risk, thanks to built-in protection floors.

Use it to:

Protect your family for life
Grow cash value faster than traditional whole life
Supplement retirement income
Fund a tax-advantaged legacy plan
Build wealth with flexibility and control

Why Choose IUL?

Lifelong Protection

Permanent coverage with flexible premiums

Market-Linked Growth

Cash value grows with market performance (no risk of loss)

Tax-Free Access

Borrow against your policy tax-free

Smart Legacy Strategy

Build wealth and leave more behind

Who It's For:

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Let’s explore how an IUL policy can protect your family and grow your wealth.

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Trustavio Tip:

Think of IUL as your personal legacy growth engine, a life insurance policy that also acts like a long-term financial asset.